Studying and Saving...My two goals right now

I have to start studying for my series 66 test tonight. In may I passed the series seven test. That took a lot of time and a lot of studying. Up until now I have not even been able to open my books to start studying. It will be so nice when I am done with both tests. I just want to have my life back when I go home from work.

I began saving for my trip to Europe and so far it is going well. Adam and I are going to each contribute $100/month and we are also going to put our tax rebate money in the fund. When I pass my second test at work I will also get a bonus and I will be putting that bonus into the savings account as well. I think it is very possible and I just have to stay focused.

I told myself and Adam I would not buy any new clothes until November. November seems like a long way away. So far I am doing really well and I have noticed the difference in my checkbook. I do think I have sort of a shopping addiction. Whenever I feel a little bit gloomy I go shopping. I love to buy new clothes and have fun, new outfits to wear to work, but, I can beat that addiction.

I have balances on my credit card that carries over from going to college and that really bothers me. I transferred it to a card that has no interest for the life of the balance transfer so that is good, but I still have to pay it back...